The client borrows money, returns it during the grace period, and does not pay a ruble on top. What is the Bank’s advantagebuycccvv? It consists of three things:

Credit card servicing costs from 500 rubles to 3 thousand rubles per year.

Tariff rates up to 30 % per annum.

Commission for withdrawal of cashcvvcarding. At least 5 % of the amount.

A credit card is like a hair dryer in the bathroom. This is useful, but use it very carefully.

What you need to know about a credit card