Both credit and credit card have their own characteristicscvvsitelist. You need to choose based on your initial needs. By tradition, for easier perception of information, we give you a comparative table.
We believe that it is better to take a loan if you need a large amount — to buy a car, real estate, etc. For small purchases like headphonescardingbuycc or products, and in General for people with a fast pace of life, of course, a credit card looks more attractive.