Co-branded cards are issued by banks in conjunction with an enterprise: popular cards of Aeroflot, Gazprom Neft, MTS, MegaFon, and others. Accumulated points or bonuses that are awarded when shop without cvv code making transactions on the card – a kind of savings, because later they can additionally refuel, pay for mobile communications, etc.
Bonus cards have a slightly wider range of features, as the list of partner companies is much broader: food, beauty services, tourism, clothing, shoes, and many other areas. The most famous bonus unicc reddit program is, perhaps, «Bonuses from Sberbank». You can spend their «thank you» in fast food restaurants, children’s stores, pharmacies, etc.